- 1 New! Ink Business Unlimited Chase Credit Card
- 2 Ink Business Unlimitedı Credit Card review
- 2.1 Pros
- 2.2 cons
- 2.3 Other Key Features
- 2.4 Generous signup bonus
- 2.5 Simple cash back layout
- 2.6 Flexible payment options
- 2.7 Match a premium card from Chase
- 2.8 0 percent interest for 12 months
- 2.9 Business Features
- 2.10 Why did you get the Chase Ink Business Unlimited card?
- 2.11 How to use Chase Ink Business Unlimited card
New! Ink Business Unlimited Chase Credit Card
Business owners who just want to var set and forget it, will enjoy unlimited 1.5 percent cash on the new Chase Ink Business Unlimited Credit card.
Earn $ 500 in the first 3 months of opening the account, after earning $ 3,000.
Earn unlimited 1.5% on every purchase for your business
- Earn $ 500 bonus after 3,000 $ shopping in the first 3 months of account opening
- Make unlimited 1.5% money on every purchase for your business
- 0% input APR for purchases and balance transfers over 12 months
- Running cards at no additional cost
- No annual fees
Ink Business Unlimitedı Credit Card review
- 1.5% cash rewards on every purchase
- $ 300 if you spend $ 3,000 in the first 3 months
- Yearly Fee $ 0
- Average Annual Reward Value ($ 4,000 monthly spend) $ 886
- APR 15,24-21,24% (Variable)
- Payments do not expire
- The prizes you can win are unlimited
- Various redemption options, including checkout credits, deposit into check or savings account, travel, gift cards, Amazon purchases, experiences
- No discount on travel awards
- Transfer points to qualified Ultimate Rewards cards
- A minimum of 2,000 points for a redemption
- They only have a value of 1 cents, unless you give points to a superior Ultimate Rewards card.
Other Key Features
No charge for employee cards, individual limits per card, mobile wallet application to track receipts
Apparently, after the roaring success of the Chase Freedom Unlimited card, Chase took on a gap in its business portfolio and took action to replicate the success of the Freedom Unlimited card’s credit card business.
The new Chase Ink Business Unlimited card reflects the simplicity of the Freedom Unlimited card: business owners earn an unlimited 1.5 percent cash on all purchases (and employees’ purchases), without spending their expenses, bonus categories or annual fees. .
In addition, Ultimate Rewards members listen to: If you haven’t already proven your application limit with Chase’s 5/24 rule, the Ink Business Unlimited card offers another opportunity to get 50,000 Ultimate Rewards points at a time.
Generous signup bonus
The Chase Ink Business Unlimited card offers a $ 500 registration bonus to new cardholders who spend $ 3,000 in the first three months of membership.
This is an incredibly large signup bonus for a cashback card without mentioning a very reasonable expense requirement. Best of all, because the Ink Business Unlimited card is part of the Ultimate Rewards family, the bonus turns into 50,000 Ultimate Rewards points.
If you’re in the Ultimate Rewards points collection game (or if you’re thinking of going into the game), this is a great opportunity to earn a large number of points for your next free air ticket.
Simple cash back layout
Business owners who prefer an annual fee card without a bond or a bonus category to be remembered will receive a 1.5% higher refund on every purchase with the Ink Business Unlimited card.
Although this is a pretty good reward rate for a free charge card, remember that you can make more money for your business if you’re willing to spend a little more money each year for an annual fee card.
For example, the Capital One Spark Cash card offers an unlimited 2% cash repayment at any purchase for a $ 95 fee (and no charge for employee cards). For many business owners, it must be easy to save enough money on business purchases to quickly adhere to a $ 95 fee.
Also, if you don’t need extra maintenance and want to maximize your rewards in your business purchases, you should consider seriously signing up for a travel prize card – especially a card with category bonuses. For example, business-related purchases up to $ 150,000 per year provide 3 points per dollar – Chase Ink Business Preference card Ink Business Unlimited card rate of two times.
Flexible payment options
On the plus side, Chase makes it relatively simple to get your money back. Points are not valid and you have several options to use your rewards. You can deposit your points for an extract credit or a check or savings account, or you can use them for other rewards. travel rewards, gift cards, Amazon purchases and experiences.
Unfortunately, Chase for card holders looking for an extremely low-maintenance credit card is a bit lower than some of its competitors – there’s no option to get your money back automatically (the Capital One Spark Cash Select card offers this feature). Wait until you collect at least 2,000 points to use them.
Match a premium card from Chase
The Chase Ink Business Unlimited card is not intended for low-maintenance cardholders only. In addition, prizes are a great card for maximizers – you can match your card to the Premium Ultimate Rewards card – 2 points per dollar for travel and restaurant purchases, or the Chase Sapphire Preferred card offering the Chase Ink Business Preferred card. offers a bonus of 3 points in business purchases.
You can play the Chase Ink Business Unlimited card with these cards to earn only 0.6% bonus on purchases that cannot benefit from the bonus cards of other cards, but choose your points to the Sapphire Preferred card or the Ink Business Preferred card and use them to earn a 25 percent redemption bonus on your points (basically it increases its value to 1.25 cents per score).
To get your points even better, you can transfer your points from a variety of airline loyalty programs such as United or Southwest airlines.
0 percent interest for 12 months
With the exception of cash back rewards, the Chase Ink Business Unlimited card also has another attractive feature for business owners: a 12% promotional APR for both new purchases and balance transfers for 12 months – a very long entry period for a business card (henceforth , the ongoing rate for balance sheet transfers and new purchases is 15.24 percent to 21.24 percent). If you want to make a big purchase for your business, this may be a great opportunity to finance it by 0 percent over a year when you use your sign-up to help pay the purchase fee.
The Chase Ink Business Unlimited card is designed specifically for the needs of small businesses: Chase allows you to add your employees to your account at no extra charge and set individual limits for each employee. In addition, you can use Chase’s mobile app to create alerts for your working cards, as well as to file and track receipts on the go.
Why did you get the Chase Ink Business Unlimited card?
- You want a simple, annual non-payable business credit card that allows you and your employees to recover a high percentage of cash.
- You want to give your employees credit cards at no additional cost and the ability to closely monitor their spending.
- If you are looking for an additional opportunity to earn 50,000 Ultimate Rewards points.
- You are looking for a card to match the Chase Ink Business Preferred card.
How to use Chase Ink Business Unlimited card
- Earn at least $ 3,000 in the first three months and receive a $ 500 registration bonus.
- Use the card for all your purchases (and purchases of your employees) to consistently earn cash at a high rate.
- Pair this card with a Premium Ultimate Reward card such as a Chase Sapphire Preferred card or a Chase Ink Business Preferred card – transfer your points to these cards and use them to travel to get a 25 percent increase in your score value.